This section of the blog is all about money.
Commentary on money from sociological and psychological perspectives, as well as basic tips on how to save on groceries each month and get out of debt.
Just browse around, check out the titles of the posts and if you have any questions, feel free to contact me via email.
Friday, July 24, 2009
Saturday, January 3, 2009
FB Money Commentary
I talk a lot about money and how it affects us in our everyday life.
I've always wondered what my life would have been like if I had grown up with money for example, or if I didn't have such financially negligent parents.
I also use a lot of my friends as an example, and these are all topics I explore here.
General
- Money always comes into play
- The price of a SAHM (Stay at home mom)
- Any bad experience can be a good one
- Waste not, want not .... to the extreme
- We are creatures of habit when we make buying decisions
- In defense of the rich
- Blaming anyone but yourself is the easy way out
- Forgot about Earth Hour? (Likened Earth Hour participation to attitudes towards debt)
- Are we better off without money?
- Does a treat mean you pay?
- Everybody* has money
- Does money really affect the way you think about work?
- Guilty as charged!
- Having a Big Brain does NOT = Financial Smarts
- High Income doesn't necessarily mean Financial Smarts
- Just one question...
Keeping up with the Joneses
- "Jonesing" - A deeper look into what Keeping up with the Joneses entails
- You don't deserve a house.
- I don't want to be rich
- In defense of the rich
- Feeling of inadequacy
- Income = Status
- Yuppie Guilt and how to deal with it
Stories about People
- This guy takes the Lifetime of F*ckage Achievement
- Knowing the value of a dollar without working. Can it be done?
- The REAL American Dream
- Perceptions of Women and their money
- A small space doesn't mean you put your life on hold and whine
- But you told me I could splurge!
- "G", If I were a Rich Girl...
- DABA Girls (Dating a Banker Anonymously) are badly hit by the recession *SNORT*
- Single in the Suburbs makes me really irritated
- Am I supposed to feel bad for her?
The Idiot
- The Idiot is Dreaming Again
- The Idiot Strikes Thrice
- The Idiot Quit his Job
- The Idiot Returns (Part 3)
- Story of an Idiot and his Idiot Wife (Part 2)
- Story of an Idiot and his Idiot Wife (Part 1)
Family & Friends Finances
- Perceptions of Women and their money
- What have you received from your parents?
- Can parents be blamed for everything?
- Being Frugal, Cheap and a Cheap Opportunist (Another Sibling)
- I Met Mr. Jones (Sibling)
- Did you recognize this bag at first glance? No?
- Sometimes bad parents are good
TV Show Finances (Sex & the City, Gossip Girl, etc)
- Gossip Girl and Gratitude
- Fabulously Unrealistic Pt. 1
- Fabulously Unrealistic Pt. 2
- Sex and the City: Keeping up with the Joneses
- Sex and the City: Women and Finances
Financial Decisions
- Why Cold Turkey Doesn't work for me
- We are creatures of habit when we make buying decisions
- What have you eliminated that you do not miss?
- Why I rent instead of owning my own home
- Could you survive on a $1000 budget?
- True costs of owning and watching a TV
- Why driving my car that cost $4000 for only one week was worth it
- Geeez! $30-$80 isn't thrifty!!!
Being Too Frugal
- There is such a thing as being too frugal
- I hate the word "Frugal"
- Cutting back on the things you love
- Words and Meanings (Frugality)
Women & Their Money
Money Confessions
- What is your lifetime income?
- 5 Familiar Lies we tell ourselves
- Money Confessions
- Shopping to fill an emotional void
Other
- Does eating out make it taste better?
- How much is your face worth?
- Kraft Dinner: Comfort Food or Crap
- Want to work less? Why France is NOT the solution
Friday, January 2, 2009
FB Debt & Budgeting
This is kind of my catch-all on how you can save money in little ways without compromising your lifestyle.
I am not really a big fan of over saving, or being too overly frugal. I think that you should take life easy and stop being so hard on yourself sometimes.
That doesn't mean I think you should spend all your savings on a new car just because you want it, but it means that you should not feel guilty for wanting a new car instead of a used one.
Different strokes for different folks.
For me, I save a lot by realizing that my true love is technology, and I can get away with minimal hair products, minimal makeup, and I've really pared down my closets to fit into 3 suitcases and 2 carry-ons.
This may not be the lifestyle for you, but I find that I feel freer (now) with less items to carry around or look at.
I don't believe in punishing yourself for having debt. You got into it, you want to get out, and that's that.
What you need to do, is learn how to manage your money now, and being yelled at for past mistakes is never productive.
Where I do get angry is when people don't learn from their past mistakes or time and time again, make bad financial decisions.
With that being said, it is NOT easy but it CAN be done.
There is no magic pill or so-called easy way to get out of debt. What you need right now is to get out of denial that you have debt, make a plan, and start budgeting and tracking your expenses.
General Commentary on Budgeting, Saving & Debt
Taking Control of your Finances & Budget
Debt & Budgeting
Cutting Back
Shopping & Travelling
Reader Questions
Mistakes people make & Getting Started
Grocery Shopping Savings
RESOURCES
I am not really a big fan of over saving, or being too overly frugal. I think that you should take life easy and stop being so hard on yourself sometimes.
That doesn't mean I think you should spend all your savings on a new car just because you want it, but it means that you should not feel guilty for wanting a new car instead of a used one.
Different strokes for different folks.
For me, I save a lot by realizing that my true love is technology, and I can get away with minimal hair products, minimal makeup, and I've really pared down my closets to fit into 3 suitcases and 2 carry-ons.
This may not be the lifestyle for you, but I find that I feel freer (now) with less items to carry around or look at.
I don't believe in punishing yourself for having debt. You got into it, you want to get out, and that's that.
What you need to do, is learn how to manage your money now, and being yelled at for past mistakes is never productive.
Where I do get angry is when people don't learn from their past mistakes or time and time again, make bad financial decisions.
With that being said, it is NOT easy but it CAN be done.
There is no magic pill or so-called easy way to get out of debt. What you need right now is to get out of denial that you have debt, make a plan, and start budgeting and tracking your expenses.
General Commentary on Budgeting, Saving & Debt
- Why do you rent instead of owning a home?
- Three levels of frugality
- Faring on a $1000/month budget – Revisited
- 5 Familiar Lies we tell ourselves
- Being Frugal, Cheap and a Cheap Opportunist
- Blaming anyone but yourself is the easy way out
- There is such a thing as being too frugal
- I hate the word "Frugal"
- Finding $$ to do what you want
- Shopping to fill an emotional void
Taking Control of your Finances & Budget
- 5 Finance Basics
- How to bust out a budget
- How to bust out simple or complex compounding interest - math formulas
- 5 Steps to taking control of your finances
- Budgeting for a Nervous Wreck of a Self-Employed Person
- Calculating your Net Worth
- How to decide whether to Save for Retirement, Save for Emergencies or Clear your debt?
- FB's 15 Personal Finance Tidbits
Debt & Budgeting
- How to motivate yourself NOT to blow all your cash savings
- Don't have a steady cheque? Read this.
- Keeping up with your credit card transactions
- Paying your debt in installments
- But you told me I could splurge!
- Compounding Interest, De-Mystified
- How compounding interest works (the formula)
- How to bust out simple or complex compounding interest - math formulas
- How to decide whether to Save for Retirement, Save for Emergencies or Clear your debt?
- How to get your free credit report (Canada)
- Debt Sucks but so does not living your life
- FB's Words for College Students
- Surviving and Thriving on $12k/year (Not FB)
- Letting debt rule your life is stupid
- Geeez! $30-$80 isn't thrifty!!!
Cutting Back
- FB's Guide to Selling Stuff Online
- How to bring your lunch to work. Easily, to save $10/day or $200/month!
- How we travel for $1000 per person to a city (all inclusive)
- What have you eliminated that you do not miss?
- Toothpaste? Who needs it?! Use other eco-friendly alternatives!
- Being Cheap and Living on Less
- How we save on our budget categories
- It's all the little things that matter in life
- Letting go of unused subscriptions
- Money Hacks
- Turns out most expensive isn't always the best
- Reflection of what I've foregone to save money
- Saving money on Beauty
Shopping & Travelling
- Travelling Frugally and Intelligently
- The scoop on Swagbucks.com (earning cash or gift certificates just for searching!)
- Cost per use is a Shopaholic's Saviour at times
- Shopping Strategies to save time and money
Reader Questions
- Reader: Help me figure out what to do, I want a career change and am in debt
- Reader: HELP! I want some advice and a Financial Makeover
- Gail Case Study: Help Polly!
- Gail Case Study: Help Bobbi!
- Reader: Why do you rent instead of owning a home?
Mistakes people make & Getting Started
- There is such a thing as being too frugal
- I hate the word frugal
- A True Cost of an Item
- 5 Familiar Lies we tell ourselves
- Why I rent instead of owning a home
- 13 Holiday Blunders
- 5 Budget Busters
- Debt Proofing your Holiday
Grocery Shopping Savings
- Cheapest Grocery Stores in Montreal
- 10 Ways to Save on your Grocery Bill each month
- Do you always check your receipts? You should.
- Our assumptions when comparing grocery stores are skewed
- How we screw ourselves over (when grocery shopping)
- How we chopped our grocery bill down by 57%
RESOURCES
Thursday, January 1, 2009
FB Investing & Taxes
Don't get it twisted. I am not a professional financial advisor of ANY KIND. You have to take everything I am writing with a grain of salt.
I am just a girl that got out of $60,000 of debt in 1.5 years and I can only tell you what I did, and what I did it may not work for you and your lifestyle.
I also started investing for retirement earlier, and I always do my own taxes.
Here are some questions answered that people wanted to know more about, and I always write from a Canadian perspective (since I live in Canada). I do plan on moving to the States soon, so it'll be great to have a view from both sides.
If you want to learn more about investing, check out my blog rolls!
There are a lot of great American and investing blogs out there to learn from.
Organizing
Analyzing
Investing
Canadian Taxes & General Retirement Articles
Other
RESOURCES
I am just a girl that got out of $60,000 of debt in 1.5 years and I can only tell you what I did, and what I did it may not work for you and your lifestyle.
I also started investing for retirement earlier, and I always do my own taxes.
Here are some questions answered that people wanted to know more about, and I always write from a Canadian perspective (since I live in Canada). I do plan on moving to the States soon, so it'll be great to have a view from both sides.
If you want to learn more about investing, check out my blog rolls!
There are a lot of great American and investing blogs out there to learn from.
Organizing
Analyzing
Investing
- Market Value vs. Book Value
- Why I am not sold on gold (part of a book review)
- FB's Investing Primer Pt. 1
- FB's Investing Primer Pt. 2
- FB's Investing Primer Pt. 3
- FB's Investing Primer Pt. 4
- FB's Investing Primer Pt. 5
- FB's Investing Primer Pt. 6
- Libor what?
- Reader Question: RRSP Investing
- Reader Question: Student Loans went to Collections - How do I clear it off my credit score?
- Why I invest in Index Funds
Canadian Taxes & General Retirement Articles
- Am I on track for my retirement savings?
- How to decide whether to Save for Retirement, Save for Emergencies or Clear your debt?
- Keep your taxes clean
- Overview of RRSPs, RRIFs and TFSA
- Reader Request: More info on Saving and Retirement in general
- Save money at tax time, for free!
- Canadian Taxes for Independent Contractors
Other
- Compounding Interest, de-mystified
- How compounding interest works (the formula)
- How to get a free credit report (Canada)
- What is a recession? Or depression?
RESOURCES
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